Introduced in April, the Comprehensive Debt Collection Improvement Act, H.R. 2547, would provide new consumer protections against certain debt collection practices, and specifically includes a section on medical debt collection.
- This bill updates the Fair Debt Collection Practices Act (FDCPA) to require that debt collectors need to wait two years after the first payment is due before trying to collect a medical debt from the patient.
- There are also provisions to protect consumer credit reports from certain medical debt. The bill would exclude debt for medically necessary and preventative services from being reported to credit reports. Patients would also need to be notified before medical debt can be reported to a collection agency.
This bill is scheduled for a House vote this week and the vote will not be held under “Suspension of the Rules,” indicating that this vote will most likely pass if you do not take action.
Please urge Congress to vote NO on the passage of H.R. 2547, the Comprehensive Debt Collection Improvement Act, when it is considered in the House.